You want to choose an insurance agent that is knowledgeable and experienced with this particular type of insurance. The process of obtaining insurance is rather complex. The underwriter will examine any previous claim history and if you do not have a history, the underwriter may still investigate further to determine whether you have sound preventative procedures in place or whether you are simply fortunate in avoiding claims. You may be required to produce copies of business related documents such as contracts, quality control measures and standard operating procedures. Unfortunately, until you actually apply for a policy, you cannot be sure of the information you will be required to provide. This will depend on the level or your possible risk exposure. The higher your risk, the more likely you will be required to produce such business documents. E&O Insurance